1. Acceptance of terms
By accessing or using Kojac Baby, you agree to these Terms of Service and our Privacy Policy. If you do not agree, please do not use the service.
Legal
Terms of Service
Effective date: September 1, 2026. These terms govern your use of Kojac Baby. This is a working template and should be reviewed by legal counsel before launch.
2. What Kojac Baby is — and is not
Kojac Baby is an informational tool that helps parents and expectant families discover public benefits, nonprofit programs, and related resources they may qualify for. We are not a government agency, and we are not affiliated with the programs listed. Nothing on Kojac Baby is legal, financial, tax, or medical advice. Program rules change; always confirm eligibility and deadlines directly with the program administrator.
3. No guarantee of eligibility or amounts
Matches shown by Kojac Baby are estimates based on the answers you provide and publicly available program criteria. A match is not a determination of eligibility, and estimated dollar values are approximations. Only the program administrator can approve an application or confirm a benefit amount.
4. Your responsibilities
You agree to provide accurate information when using the benefit finder and signing up for emails, to use the service only for lawful personal purposes, and not to scrape, reverse engineer, or interfere with the site.
5. Affiliate and sponsored content
Some commercial offers on Kojac Baby are sponsored or pay us an affiliate fee. These are always labeled and never outrank a free program you qualify for. The full explanation of how we earn revenue is on our How We Make Money page.
6. Intellectual property
The Kojac Baby name, logo, design, and original content are our property. Program names and descriptions remain the property of their respective administrators. You may not reuse our content commercially without permission.
7. Disclaimers and limitation of liability
The service is provided "as is" without warranties of any kind. To the maximum extent permitted by law, Kojac Baby is not liable for decisions made based on information on the site, for missed deadlines or denied applications, or for any indirect or consequential damages arising from use of the service.
8. Changes to these terms
We may update these terms from time to time. The current version is always posted here with its effective date. Continued use of the service after an update means you accept the revised terms.
9. Contact
Questions about these terms: legal@kojacbaby.com.